Tuscaloosa VA FCU offers an Overdraft Protection Line-of-Credit (loan) for your checking account. This line-of-credit loan protects you from costly mistakes such as mathematical errors when balancing your account or failing to record a check or ATM withdrawal. Overdraft protection loan provides peace of mind. Your overdraft protection will transfer funds when needed, providing worry-free checking. 

The loan is a line-of-credit available as you need it.  You do not owe anything until you advance the loan.  Then all you owe is the actual amount advanced plus any interest accrued.

There are no transfer fees or any other fees.  There are no restrictions on number of transfers.  The monthly payment is $50 and is due on the 25th of each month which is automatically deducted from your checking account.

Apply online 24-hours/7 days!  Or, call (205) 556-7819 during normal business hours. Or, visit any of our branches.

We strongly endorse using a line-of-credit as your primary means of overdraft protection due to Federal Reserve restrictions on savings account transfers.