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Open to anyone who lives, works, worships, or
attends school in Tuscaloosa or Sumter Counties.

Automobile

First car?  Used Car?  Dream car?  Let Tuscaloosa VA Federal Credit Union help you get the right deal.  We’ll review your deal, verify the value, and help you make the most of your automobile purchase.

Tuscaloosa VA Federal Credit Union offers competitive financing and many resources to help you make smart car buying decisions.

  • Preapproval—increase your bargaining power
  • Refinance another lender's loan at our competitive rate or change its term.
  • 100% financing includes taxes, title, and tags.
  • Make payments 24/7, using  Direct Deposit & Automatic Transfers, Teller@home, mail, VA Automated Teller, or by visiting your local branch.
  • When applying for your auto loan, please have the vehicle identification number (VIN) ready. If you don't have the VIN, we will submit your loan as a preapproval.

Take advantage of GAP waivers and Extended Warranty options at the credit union and save even more!  Don’t pay those high fees dealers charge for these value-added benefits.  Get these benefits through the credit union and save hundreds of dollars.

Most cars depreciate by thousands of dollars as soon as they are purchased. And if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared a total loss, you will still be liable to pay the difference: the "gap" between the insurance settlement and your loan balance.

Guaranteed Asset Protection (GAP) helps cover the difference between your primary insurer's settlement and the loan balance on items directly related to the purchase of the vehicle such as the purchase price of the vehicle, registration, licensing fees, and upgraded equipment.   GAP provides coverage for this potentially high-cost expense.

Call any of our branches about GAP coverage for your Car, Truck, Van, SUV, Boat, Motorcycle, ATV, Snowmobile, Personal Watercraft, or RV. The one time fee can simply be added to your new loan balance without any hassle.

As an added bonus if you ever have to use your GAP coverage and you finance your replacement vehicle with Tuscaloosa VA Federal Credit Union, your GAP coverage will pay $1,000 towards the purchase of your new vehicle. It will also cover your insurance deductible, up to $500.  And, because we are your Credit Union we can save you money compared to dealers.