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Open to anyone who lives, works, worships, or
attends school in Tuscaloosa or Sumter Counties,
as well as members of the Secret Meals Foundation.

Share Rates

Certificates of Deposit (Minimum Balance of $500.00)
Min. Balance Dividend Rate* APY** Apply Now
6 Months 3.25% 3.29% Apply
12 Months 3.65% 3.70% Apply
24 Months 3.25% 3.29% Apply
36 Months 3.00% 3.03% Apply
60 Months 3.00% 3.03% Apply
Share Rates
Min. Balance Dividend Rate* APY**
Savings (Minimum Balance of $5) .25%

.25%
Special Savings (Minimum Balance of $5) .25% .25%
IRA Share (Minimum Balance of $500) 1.00% 1.00%
Money Market (Minimum Balance of $500)
Min. Balance Dividend Rate* APY**
$500.00 to $2500.00 .25% .25%
$2,500.01 to $25,000.00 .35% .35%
$25,000.01 to $50,000.00 .40% .40%
$50,000.01 to $100,000.00 .70% .70%
$100,000.01 to $150,000.00 1.25% 1.26%
$150,000.01 to $250,000.00 1.75% 1.76%
$250,000.01 and above 1.75% 1.76%

*Dividend Rate  **APY = Annual Percentage Yield
Share and Money Market Rates were rates paid for 2nd Quarter 2023 (April-June)
Certificate Rates current as of 11/21/2025