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Open to anyone who lives, works, worships, or
attends school in Tuscaloosa or Sumter Counties.

Loan Rates

Vehicles
Description *APR as low as Term
New Cars, Trucks, Vans (2021 and Newer) 5.24% - 6.49% 24 to 84 months
Used Cars, Trucks, Vans (2014-2020) 7.49% - 8.74% 24 to 84 months

DISCOUNT: Closed-end consumer loans qualify for a ¼% discount with the set-up of automatic payments for the term of the loan, unless it is a promotional rate. Ask a loan officer for details.

Recreational Vehicles
Description *APR as low as Term
Boat, Motorcycle, RV, Travel Trailer/Camper, ATV, Watercraft, Tractor 8.49% - 9.24% 24 to 72 months
Personal Loans
Description *APR as low as Term
Signature (Unsecured) 11.49% - 11.99% 24 to 48 months
Savings/CD Secured 3.00% + current dividend rate N/A
Credit Cards
Description *APR as low as Term
Visa Credit Cards 9.90% Revolving
Mortgage Loans
Description *APR as low as Term
First Mortgage Fixed 15 Years ***
Second Mortgage Fixed 10 Years

Rates based on Loan to Value and your creditworthiness

* The APR (Annual Percentage Rate) applicable to your account is determined by your creditworthiness and the term of the loan. ** Certain terms and amounts are based on the collateral type and model year. *** Term includes a 30 year Amoritization Rates Current as of 11/07/2023