Loan Rates

Vehicles
Description	*APR as low as	Term
New Cars, Trucks, Vans (2017-2016 models)	1.99%	up to 60 months
New Cars, Trucks, Vans (2017-2016 models)	2.74%	72 months **
Used Cars, Trucks, Vans (2016-2013 models)	2.99%	up to 60 months
Used Cars, Trucks, Vans (2016-2013 models)	3.74%	72 months **
Used Cars, Trucks, Vans (2012-2008 models)	4.99%	24 to 48 months***
DISCOUNT: Closed-end consumer loans qualify for a ¼% discount with the set-up of automatic payments for the term of the loan. Ask a loan officer for details.

Other Vehicles
Description	*APR as low as	Term
Boat, Motorcycle, RV, Travel Trailer/Camper, ATV, Watercraft, Tractor	6.99%	up to 60 months
Boat, Motorcycle, RV, Travel Trailer/Camper, ATV, Watercraft, Tractor	7.74%	72 months **

Personal Loans
Description	*APR as low as	Term
Signature (Unsecured)	9.99%	up to 36 months
Savings/CD Secured	2.00% + current dividend rate

Credit Cards
Description	*APR as low as	Term
Visa Credit Cards	9.90%	Revolving

Mortgage Loans
Description	*APR as low as	Term
First Mortgage	Fixed	15 years ****
Second Mortgage	Fixed	10 years
Home Equity Line of Credit	Variable	15 years
Rates based on Loan to Value and your creditworthiness

* The APR (Annual Percentage Rate) applicable to your account is determined by your creditworthiness and the term of the loan.
** Minimum loan amount for 72 months is $20,000 and 10% downpayment
*** Certain terms and amounts are based on the collateral type and model year.
**** Term includes a 30 year Amoritization