Loan Rates

Vehicles
Description	*APR as low as	Term
New Cars, Trucks, Vans (2019-2018 models)	1.99% - 2.74%	24 to 60 months
New Cars, Trucks, Vans (2019-2018 models)	2.99%	72 months **
Used Cars, Trucks, Vans (2018-2015 models)	3.24% - 3.74%	24 to 60 months
Used Cars, Trucks, Vans (2018-2015 models)	3.99%	72 months **
Used Cars, Trucks, Vans (2014-2009 models)	5.99% - 6.74%	24 to 60 months***
DISCOUNT: Closed-end consumer loans qualify for a ¼% discount with the set-up of automatic payments for the term of the loan. Ask a loan officer for details.

Other Vehicles
Description	*APR as low as	Term
Boat, Motorcycle, RV, Travel Trailer/Camper, ATV, Watercraft, Tractor	6.99% - 7.49%	24 to 60 months
Boat, Motorcycle, RV, Travel Trailer/Camper, ATV, Watercraft, Tractor	7.74%	72 months **

Personal Loans
Description	*APR as low as	Term
Signature (Unsecured)	9.99% - 10.49%	24 to 48 months
Savings/CD Secured	2.00% + current dividend rate

Credit Cards
Description	*APR as low as	Term
Visa Credit Cards	9.90%	Revolving

Mortgage Loans
Description	*APR as low as	Term
First Mortgage	Fixed	15 years ****
Second Mortgage	Fixed	10 years
Home Equity Line of Credit	Variable	15 years
Rates based on Loan to Value and your creditworthiness

* The APR (Annual Percentage Rate) applicable to your account is determined by your creditworthiness and the term of the loan.
** Minimum loan amount for 72 months is $20,000 and 10% downpayment
*** Certain terms and amounts are based on the collateral type and model year.
**** Term includes a 30 year Amoritization